We Worked Hard to Earn a Chance at Luxury Living

My wife and I built our business from the ground up. It was several years before we decided we could enjoy our earnings. We had no debt and our retirement was already vested. We decided to contact a Cherry Creek real estate company to look for a luxury home. We thought about building new, but there are a lot of really nice homes that are practically new. We wanted a two-story home with a grand front entrance. We both like a fancy staircase to the second floor and big windows to let in a lot of light. Real hardwood floors are mandatory. I really like to see the big expanse of shiny wood flooring. I have never been a fan of carpeting with my allergies and former asthma problems.

Granite and marble are also things we like in the kitchen and bathrooms. Speaking of bathrooms, it is a must to have a very large master bath with a separate area for the toilet. Continue reading →

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Tips for Buying a Quality Luxury Flat

Tips for Buying a Quality Luxury FlatWhen searching for and spending a great amount of money on a luxury property, many individuals are unsurprisingly more stringent about the level of quality that they expect. This is a perfectly acceptable and even a desirable attitude to have in order to get value for a considerably large investment of money.

There is no definition of what constitutes a “luxury flat”, but many will agree that such a property will have a number of features that place it at the far more desirable end of the property market. These can include the property being situated in a prime neighborhood, a huge amount of space and excellent layout, and the finishes and cutting-edge gadgets integrated into the home.

When looking to buy a luxury flat, here are some tips which will help any luxury home buyer get excellent value for money and also be reassured about the quality of the property that they are purchasing.

Firstly, it is important to consider the neighborhood where the property you are thinking

Home Buyers Mistake to Avoid

Home Buyers Mistake to AvoidThe first mistake to avoid is buying directly from the Seller’s Realtor.

Avoiding the first mistake will help you avoid most other home buyer mistakes. There are Two Types of Realtors with most Realtors switching from one type to the other as required.

Home Buyers Realtor and a Home Sellers Realtor

A single Realtor cannot represent a buyer and a seller at the same time. The buyer wants a lower price – The seller wants a higher price. It’s impossible for a Realtor to act in the best interests of the buyer because that would not be in the sellers best interests and vice versa…

The Sellers Realtor has an obligation to the sellers to get the home sold for the most amount of money.

The Buyers Realtor has an obligation to help the buyers get the right home and buyers always want the best possible deal.

“But I can get a better deal if I buy direct from the sellers Realtor”

is a comment heard quite often

Before You Rent Your Home

Before You Rent Your HomeBefore deciding to rent a property it is important to research state laws. Did you know that state laws can dictate what you are able to charge for screening fees, application fees, late fees, security deposits and holding deposits? For example,  a landlord can only charge up to $42.41 in screening/application fees and a landlord cannot require more than 2 months’ rent for a security deposit on an unfurnished property. There are also strict guidelines when it comes to evictions. It’s crucial to know the rules before starting the process.

Managing a rental property can be a lot of work. If you prefer to be less hands-on you can hire a professional management company to take over the responsibilities you’d rather not handle. This can typically cost up to 10% of the monthly rent collected. Many management companies will advertise for new tenants, collect rent, handle maintenance repairs, handle legal notices, and help with evictions. Make sure to be well aware of exactly what services will be provided and whether they are bonded and have errors and omissions insurance.

If you decide to manage

Would You Qualify for a Rent to Own Home

Rising prices, shorter amortization, tougher lending rules and now a tiered down payment scale (Canada) are making things so much tougher for anyone (not just the first time homebuyers) to get into the housing market (or stay in the housing market) these days.

Forget that life as we know it today includes debts, credit issues, inflation and likely smaller salary increases then we would like to see, it is no wonder that more and more people are being forced into renting or, ahem… moving in with family and friends.

So where does that leave you if you DON’T want to rent again or at all… and have zero interest in moving back home.

Rent to own can help you but does it fit your current situation and needs? It does if what you need is TIME to sort out your shortfalls.

Here is a list of the types of situations where rent to own can definitely be of benefit:

1. Have bad or poor credit (due to health issues, divorces etc)

Rent to own gives you buyers the time needed (and in many cases, the support needed) to repair your credit so

Useful Tips When Buying an Investment Property

Buying an investment property is one way to invest your money. However, this is not an easy decision to make. There are so many considerations to think through before you buy an investment property. It can help you secure your money’s value for your future, however a wrong decision could lead to a situation that could affect your future in the opposite way than you originally hoped for.

In this article, we will share with you five useful tips that you could use when buying an investment property so that you can avoid unwanted consequences.

Tip 1: Choose the right property at the right price

One main reason for buying an investment property is for capital growth. Therefore, you should make sure to choose a property that is most likely to increase its value.

For you to do this, you should do your homework and research the area where you plan to buy a property. By knowing the vicinity, you will gain insight into how the value of the property might change in the near future.

Buy a property at a reasonable price which has great potential to increase

Tip 2: Consult

What Is the Right Size Home

The loaded question – what is the right size home to fit your needs? Obviously, it’s one of the first questions that a realtor will ask. The vast majority of potential homebuyers will give the standard answer of the number of bedrooms and bathrooms that they would like. But the right home can be much more than that. It also means the amount of square footage. Sure a 3 bedroom, 2 bath home can fit into 1,200 square feet, but that might be too small for some homebuyers. There are also extra features that go into making up the size of the home. For instance, a breakfast nook and dining room, walk-in closet, kitchen pantry, designated laundry room and the list goes on. All of these items add into the overall square footage of the home.

More vs. Less Square Footage

The motivation for buying or selling a home often comes from needing a smaller or larger living area. Whether it’s an empty nester looking to downsize or a growing family that has outgrown their current home, the motivation for buying and selling often comes from needing a different size of a home. According to the

How to Take Advantage of Government Aid When Buying a Home

There is a surprising amount of aid available for people who are looking to buy a home but may be struggling a little financially. The trick is knowing where to look and who to ask in your quest to get a little bit of financial aid so that you can afford your new place.

It’s actually not quite as hard as it sounds, and there are many people who may believe that they would not qualify for aid who are actually eligible to claim something towards the purchase of their new home. Here we take a look at some of the things you can do to find out about, and take advantage of, government aid when buying a home.

Speak to Your Estate Agent

Many states have different forms of aid available for homebuyers, with some even breaking that aid down into regions and cities. It can be a little difficult to figure out what does and doesn’t apply to you, so your first port of call should be your estate agent.

Remember that these people are property professionals in every respect of the word, so they should be able to give you a

Why Are There No Buyers for Standalone Apartments

Hyderabad is a very historical city with an amazing culture, cuisine and tourists spots. Though this city has been ravaged in the recent past because of the delicate political situation, it has always maintained its innate charm and beauty that attracted many people to the city. With more people coming into Hyderabad for work, the need for residential buildings began to increase. Construction firms have invested in building gated communities as well as standalone apartments in the city to cater to the residential needs of the existing and new residents of Hyderabad.

When we take a look at the statistics, we can find out that are less takers for standalone apartments when compared to gated communities. Knight Frank India, which is a global property consultant firm recently conducted a survey on the construction projects in and around the city of Hyderabad. Its findings are that buyers are more interested in gated communities that provide loads of amenities rather than standalone apartments. The survey took into consideration that there is a large NRI population in the city, which means that the investors are looking for international quality and community support when they purchase a residential apartment. A gated

Guide On How To Buy A Property

One of the most valuable investments you can make is real estate. When buying a property in this industry you need to consider a number of factors. These factors include some of the following.

Location

Location of the property greatly determines its price. For example, a property with a neighbourhood status, scenic view and peaceful comforting areas will cost more than one without the mentioned characteristics. You might get a property for a cheaper price in a remote area, but if it lacks basic facilities such as transports, medical and educational facilities, it is not worth it.

When investing in the industry you should have a mid-to-long term view of the property. This calls for you to do some back ground checks on the property that you are planning to buy.

Here you should identify the owner, type of projects to be undertaken and the intended use of the neighbouring areas. You should also identify whether there are development regulations on the land.

Value Of The Property

It’s important to know the value of the property in order to determine the amount that you should buy it for. The value also helps

Step by Step Guide in Buying a Home

If you’re looking for a home, it is essential to understand and anticipate the things required of you and the challenges that may obstruct your home search. The following are eight things that you need to consider during the home buying process.

1) Review your credit history/reports

Before taking the plunge into the property market and sending offers to sellers, you need to first review your credit report and history. As much as possible, your credit report should look its best when you’re applying for a mortgage. Small errors and inaccuracies on your credit report can be really costly so you should look out for those. If there are small debts you can settle (or forgot to settle), deal with them immediately.

2) Down payment – How much are you able to pay?

Your down payment will play a role during the negotiation. A higher down payment will give your more leverage. If you can afford to put down 15-20 percent as down payment, you should do so. If you could afford a 20 percent down payment, much better.

3) Work with a licensed real estate agent

In choosing a real estate

How to Choose the Right Rental Property Manager

Investing in real estate can be a very lucrative endeavour, but it is also one that requires a lot of effort. Especially if you have bought a property with the intent of renting it, you should be prepared to provide a number of services for your tenant. From finding tenants, collecting rent, building maintenance and everything in between, collecting income from a rental property is not a passive exercise.

As such, many investors choose to work with a rental property manager so they can collect a regular income without being overwhelmed by the day-to-day tasks associated with managing the property. If you’re wondering how to choose the right rental property manager, you’ve come to the right place. The following tips will help you find the ideal manager that will help you maintain a profitable portfolio of rental properties.

Experience

First things first, you want to get a sense of a property manager’s experience before you hire them. Ideally, you are looking for an individual with experience managing similar types of properties. Do they manage single family homes, apartments, or commercial properties and what type of property are you intending to rent? Obviously, you want to

Selecting a Property That Is Perfect For You and Your Family

Established houses have a special character and charm on them, which seem attractive to most buyers or property hunters. Most often, sellers offer excellent and affordable value for these properties in comparison to the investment you would have made in building a new house.

Price of these houses depends on various factors like its age, condition and amount of maintenance required. Make sure that you have considered all these factors before purchasing the property. For more satisfaction, you can also call professional property managers who can inspect your house and confirm whether it is structurally sound or not and what extra expenditures you need to make for this property like repairs and replacements.

Apart from all these, there are various other factors that you must consider before purchasing a property for you and your family.

Position:

Position of the house plays one of the primary roles in real estate market. Value of a house depends majorly upon the place where the house is. You can qualify the place of a house in various ways. It may signify that your house is in a prestigious place or can also mean that it is near to

Right Property Selection for Comfortable Living

Condos have turned to be the ideal homes for many and the property choices are numerous. When looking to buy a unit for your cozy living needs, there is a need to do your market research to ensure that in the end you have just the right one. It can be frustrating to settle for a unit only to find that it is not exactly what you expected it to be. A few factors can guide you in buying the right condominium just for your exact needs.

Is it a pre-owned or pre-construction unit?

The best thing about pre-owned units is that you have the complete freedom to walk right in and evaluate how suitable it is for you. This means that you can make comparisons with as many properties as possible till you have found a condo unit that is perfect for you. Pre-construction option on the other hand gives you the joy of owning a brand new unit which can be lots of fun with everything new. Your options are however limited since you cannot really tell how it will turn out to be after construction even when you have gone through the sketches.

Pros And Cons Of Sharing An Apartment

Many of us have had to have roommates at some point in time, be it a family member, first year college roommate or willing friends looking for cheaper rent. Living with other people can be a great experience, but it can also be unfortunate! Here are a few pros and cons to sharing an apartment, from the emotional to the practical.

If you have ever been paired with a roommate you didn’t know you will understand the trepidation that comes with that first meeting during move-in day. Some of my classmates found lifelong best friends in their first year roommates.

I never heard from mine again after she switched schools halfway through our freshman year. Moving in with someone you don’t know can be a pro and a con; on the one hand you could meet an awesome friend and get along fantastically, or you could end up hating each other. When it comes straight down to it, it’s a matter of chance in this scenario.

The pros of sharing an apartment with a roommate is that if you two get along, you could really have a fun time living together. You can share the

Things To Remember While Buying A Property

Owning your own property is very important these days because the world’s population is rising at a fast pace and more and more land is demanded to patch up that population. The amount of land is depleting day by day, thus imposing a price rise of properties. If I am not wrong, almost everybody sees property as a valuable asset that can be used at the time of an emergency such as the financial crisis. Property prices have grown exponentially over the years and it is a challenging task for a normal man to buy his/her own house.

But there are certain methods that can help you in getting your desired properties such has

1. You can apply for a loan in your bank with an EMI option for 10 or 20 years.

2. You can seek the help of the property management companies to get the house at your desired location.

3. You can participate in the Government Auctions in which you have to pay a small amount and if your name comes in the draw, then you get a big chunk of land for a small amount.

4. If you are

Finding A Place That Fits You

I know that for some the word cleaning is a four letter word. For me though it is the complete opposite. I find it to put me in a state of zen. I like living in a clean place because I think it helps me to know where everything is. The other big factor for me to keep a clean living space is having clean floors. No one likes the sound of when you take a step and hear that crunch of you breaking something you own. I feel if you keep the floors clean then you lower the chances of stepping on something. One thing to think about is that you never hear friends complaining about their homes being to clean. The same cannot be said about a dirty living space. I believe there is so much more to a clean home than just a good look.

Another aspect of my success in the three places I lived was the space itself. You always need to make sure you get yourself enough space to live in. Of the three spaces I lived none of them were any bigger than a 1 bedroom, 1 bathroom. Some may

What Size of a Home Should I Buy

The worst mistake you can make as a first time home buyer is buying too small. One of the best tips I can give any first time home buyer is to buy a home that will grow with your family. If you are just getting married do not buy a 2 bedroom house. Unless you are single I never recommend buying a 2 bedroom home. Even then it is a risk. Your situation changes.

If you are a single person and own a two bedroom home and you meet a person with a child you are now bursting at the seams. It is the same way with a home with no basement.

I recommend you to buy a home with at least 3 bedrooms and preferably with a basement. A three bedroom home will always sell quicker than a two bedroom home. A home with a basement sells for more money and sells quicker too. So the re-sale of a two bedroom home will be limited because again you are limited to people without families. No basement takes longer too.

The reason you want a basement is for storage or over flow living space. The

Tips for Successful Quick House Sales

Before jumping into the bandwagon, consider these helpful tips for a successful quick sale of house.

1. Have your property assessed by an estate agent. To avoid getting a false valuation of your property and getting far more less than its market value, have your property assessed first by at least three different estate agents. This should give you a clear idea of how much your property is worth so you will know if property sale companies are offering you a fair amount for it.

2. Shop around for companies. Not all property sale companies are identical. Search for the right property sale company like you would an insurance company. You’d want one that’s legitimate, trustworthy, efficient, and won’t cost you more money than you’re willing to lose. Don’t settle for the first one you come across with. Have at least three on your list and compare what they’re offering.

3. Check the company’s background. If the company is a broker, or one that introduces you to a third party buyer, make sure that the company is registered with The Property Ombudsman or Ombudsman Services Property. If the company claims that it is under the